Okay, so at some point today I realized that I would be way more thrilled to pay off my Bank of America card and get them out of my life forever, than go buy a PS3 tomorrow morning. It was a total “duh” moment. Duh. Of course I’d rather pay off the remaining $1K balance and kick that card to the curb! With it gone, I’ll begin my battle with the final, colossal credit company that has subjugated my personal finances for the past five years.
I guess you could say these credit companies are the “mini bosses” of my life. Today I’ve reached the final stage. Completing the previous stages has given me enough experience, gold and aptitude to make it through this stage and kill the final boss with ease. It just takes a little bit of time, fortitude, and personal sacrifice to make it through to the end. I’m ready. FIGHT!
This is what my life is reduced to for the next six months. Finding joy in the small victories of paying off my debts. Instead of going to rock shows, football games, bars, dance clubs, or taking a vacation… I come home from work and spend my evenings selling all my useless crap online and distracting myself from going out and spending money. I read. I exercise. I write silly blogs. I learn new skills. …Just to keep from spending. I was even going to register for classes today, then decided not to. First thing’s first. Pay off the debt. Rather than having to decide whether to buy something or pay off debt, this summer I will be asking myself whether I should give more money to charity, or put it into savings? And which savings account—the 401k or my money market account? I can’t wait to have those dilemmas.
So… No PS3 for me. Not yet anyway. My reward for months of sacrifice is lopping off the head of one of my fiercest foes—Bank of America. It feels pretty good.
